Invest in real businesses in Dubai, explained simply.
CWI is a private investment community. Members put money into seven portfolios, from real estate and FMCG to aviation, logistics and AI trading technology. You sign a clear agreement, share in the profit, and get a statement every 3 months.
From AED 100,000. Investing carries risk: you could get back less than you put in. Returns are not guaranteed.
Tap a portfolio to see how it makes money.
CWI in 30 seconds.
The five things most people want to know first.
What is CWI?
A private investment community in Dubai. Members invest together in real businesses, without having to run them.
How do I make money?
The business earns a profit. You get your share, paid on the schedule written in your agreement.
What could I earn?
Target returns range from 12% to 48% a year depending on the portfolio. They are targets, not guarantees, and can be lower.
What's the risk?
Like any investment, its value may go down, and funds usually stay committed until the agreed period ends.
How do I start?
Answer 6 quick questions. If it suits you, an advisor calls you. No obligation.
Check your fitNext: see how your money actually works, step by step.
How it works2How it works
Where your money goes, in four steps.
This is called . You and other members fund a business together and share what it earns.
1. You invest
You choose a portfolio, an amount and a , and sign the agreement.
2. Money is put to work
CWI uses it to buy assets or fund a business, for example containers that are rented out.
3. The business earns
Rent, sales or service fees come in. Costs are paid first.
4. You get your share
Your share of the profit is paid as a . Every 3 months you get a full statement.
With container rental, your money buys shipping containers. A shipping company rents them, like renting an apartment. The rent, minus maintenance and fees, is shared with you. If containers sit empty, there is less rent to share.
Next: compare the seven portfolios and how each one earns.
See portfolios3Portfolios
Seven ways to invest. Pick what makes sense to you.
Technology that reads the markets
AI trading intelligence platform
Your money funds the development of an AI-powered trading platform for crypto and global stock markets. It uses machine learning and real-time market data to support automated trading strategies, with risk-management systems built in.
- How it earns
- Subscriptions, professional and institutional accounts, and technology licensing
- Good for
- Growth-minded investors who understand technology
- Main risk
- The platform taking longer to build or win users, fast-moving markets and competition
- Target return
- 34% a yearA target, not a guaranteed return
- Risk level
- Medium
- Capital security
- Cheque or debt certificate, where specified in your investment agreement
Don't put everything in one place
Global diversified portfolio
Your money is spread across several business sectors and countries instead of just one. The mix can include FMCG, logistics, aviation, robotics, car and caravan rental, real estate, technology companies and global equity markets.
- How it earns
- Income and growth from many different businesses at once
- Good for
- People who want their money spread out, and a lower-risk starting point
- Main risk
- Several sectors having a difficult year at the same time
- Target return
- 24% a yearA target, not a guaranteed return
- Risk level
- Low
- Capital security
- Cheque or debt certificate, where specified in your investment agreement
Connect suppliers with buyers worldwide
Logistics procurement & trading
Your money funds a business that sources products from verified suppliers, buys in bulk and sells to buyers in selected international markets through import, export and B2B supply contracts.
- How it earns
- Trading margins, procurement commissions and logistics service fees
- Good for
- Investors comfortable with more ups and downs for a higher target
- Main risk
- Prices and demand changing, shipping delays and buyers not paying
- Target return
- 32% a yearA target, not a guaranteed return
- Risk level
- Medium–high
- Capital security
- Cheque or debt certificate, where specified in your investment agreement
Profit from everyday demand
FMCG manufacturing & distribution
FMCG means everyday products people buy again and again. Your money funds a business that develops, makes and distributes food, healthy snacks, organic products, drinks, household and personal-care items, under its own brands and private labels.
- How it earns
- Profit on products sold to retailers and other businesses
- Good for
- People who like simple businesses with steady demand
- Main risk
- Lower profit margins, unsold stock and competition from big brands
- Target return
- 25% a yearA target, not a guaranteed return
- Risk level
- Low
- Capital security
- Cheque or debt certificate, where specified in your investment agreement
Own assets that earn rent
Rental asset investment
Your money buys physical assets and rents them out: cars for daily, monthly and corporate hire; caravans for tourism operators and events; and containers for storage, site offices and commercial leasing.
- How it earns
- Short-term rentals, long-term leases and corporate contracts
- Good for
- Investors who want physical assets and accept higher risk for a higher target
- Main risk
- Assets sitting idle, repair and wear costs, and renters not paying
- Target return
- 48% a yearA target, not a guaranteed return
- Risk level
- High
- Capital security
- Backed by the rental assets themselves. Capital is not guaranteed unless your agreement says so
Invest above the ordinary
Aviation & heliport services
A new project to offer helicopter and heliport services: corporate and VIP flights, tourism flights, airport transfers, charters and emergency support, plus heliport landing fees, parking and hangar rental.
- How it earns
- Flights and charters, landing and parking fees, and hangar rental
- Good for
- Investors who can leave money invested for longer
- Main risk
- As a new project it must win permits, partners and customers; shocks to travel
- Target return
- 30% a yearA target, not a guaranteed return
- Risk level
- Low–medium
- Capital security
- Asset-backed and/or a cheque, depending on the final structure in your agreement
Real property, real rent
Real estate investment
Your money buys and improves income-producing properties in selected growth locations. They earn rent from residential and commercial tenants and may grow in value, following a 3 to 5 year plan.
- How it earns
- Rent from tenants and growth in property value
- Good for
- People who want a physical asset and steady income over several years
- Main risk
- Empty units, property prices falling, and property taking time to sell
- Target return
- 12% a yearA target, not a guaranteed return
- Risk level
- Low
- Capital security
- Backed by the property. Capital is not guaranteed unless your agreement says so
All seven at a glance
| Portfolio | Sector | Risk | Target return | Capital security | Minimum |
|---|---|---|---|---|---|
| AI trading | Technology / AI / FinTech | Medium | 34% a year | Cheque or debt certificate | AED 100,000 |
| Global diversified | International diversification | Low | 24% a year | Cheque or debt certificate | AED 100,000 |
| Logistics & trading | Logistics / trading | Medium–high | 32% a year | Cheque or debt certificate | AED 100,000 |
| FMCG | Consumer goods | Low | 25% a year | Cheque or debt certificate | AED 100,000 |
| Rental assets | Asset leasing | High | 48% a year | Rental assets; not guaranteed | AED 100,000 |
| Aviation & heliport | Aviation infrastructure | Low–medium | 30% a year | Assets and/or cheque | AED 100,000 |
| Real estate | Property / real assets | Low | 12% a year | Property; not guaranteed | AED 100,000 |
Risk levels compare CWI's portfolios with each other. Every portfolio still carries risk, and the value of your investment may go down as well as up. Capital security (a cheque, debt certificate or asset backing) applies only as written in the specific agreement issued for your investment.
About target returns, in plain words. Each figure is a target annual return based on that project's structure and business assumptions. It is not a promise or a guaranteed return. Real results depend on market conditions, how the business performs and how well its assets are used, and may be lower. Higher targets come with higher risk. Payouts may be late or smaller, and like any investment, its value can go down as well as up. Your advisor will show you the assumptions and what happens in a bad year, and your agreement sets out the exact terms.
Next: the honest part. What can go wrong, and who this isn't for.
See the risks4Risks
What can go wrong, and how we manage it.
This is not a bank deposit. Please read this part before you decide.
Value can go down
A business may face difficult periods, which can reduce the value of the investment and its payouts.
What we do: check every business first, spread money across sectors and monitor it.
Payouts can change
If the business earns less, you receive less. Payouts can also be delayed.
What we do: show real results every 3 months, so nothing is hidden.
Your money is locked in
You usually can't take your money out before the agreed period ends.
What we do: write the exit terms into your agreement before you sign.
Markets go up and down
Trade, travel, property, shopping and tech spending all have good and bad years.
What we do: offer seven portfolios in sectors that don't all move together.
Partners may not pay
A renter, customer or partner company might not pay what it owes.
What we do: check partners and use contracts that protect you.
Rules and currencies change
New laws or exchange rates can affect your return, especially outside the UAE.
What we do: encourage you to get independent tax and legal advice.
This may suit you if
- You have AED 100,000 or more you won't need for at least a year.
- You want real businesses alongside property or shares.
- You accept that returns go up and down and money is at risk.
- You want everything in writing, with regular reports.
This is probably not for you if
- This is your emergency money or you need it within a year.
- You need your capital to be guaranteed.
- You're looking for quick profits.
- You would borrow money to invest.
Next: what happens if you decide to go ahead.
See the next steps5Next steps
What happens after you get in touch.
No pressure to decide on the first call. Most people take two to three weeks from first chat to signing.
You answer 6 questions
Online, below this section.
2 minutesAn advisor calls you
By phone, video or at our office.
Within 1 working dayYou get the full details
Terms, numbers and risks in writing.
2–5 working daysYou take your time
Read, ask questions, get advice.
Your paceYou sign
Money moves only after signing.
3–7 working daysYou get reports
Payouts as agreed, statement every 3 months.
OngoingEverything in writing
Amount, time period, payouts, reports and exit terms are all in your signed agreement.
Businesses are checked first
We review accounts, contracts and management before any business is offered, and turn down most.
Clear reports
Every 3 months: what you own, how it performed and what was paid. Ask us for a sample.
Visit us in Business Bay
Regal Tower, Room 606, 6th FloorBusiness Bay, Dubai
Monday to Saturday, 10 AM to 6 PM. Meetings by appointment.
Simple answers to common questions.
Can't find yours? Ask us on WhatsApp.
Is my return guaranteed?
No. Each portfolio has a target return, from 12% to 48% a year. These are targets based on business assumptions, not guarantees. Your real return may be lower, and like any investment, its value can go down. Be careful with anyone who promises a guaranteed high return.
Is my capital protected?
It depends on the portfolio. Some are supported by a cheque or debt certificate, others are backed by the assets themselves, such as rental assets or property. This applies only where it is written in the agreement issued for your investment, and capital is not guaranteed unless that agreement says so. Your advisor will show you the exact security before you sign.
What is the minimum I can invest?
AED 100,000. Your advisor will also check that this amount makes sense compared with your total savings.
Can I take my money out early?
Usually not. Your money is invested for 12, 24 or 36 months. Any early-exit rules are written in your agreement before you sign, so only invest money you won't need during that time.
How and when do I get paid?
Payouts are made monthly or quarterly, as written in your agreement, to your bank account. You also get a full statement every 3 months.
I don't live in the UAE. Can I invest?
Often yes. Many of our investors live abroad. It depends on your country's rules, and you should check tax in your home country. Your advisor will confirm.
Can I meet you before investing?
Yes, and we recommend it. Visit our Business Bay office by appointment, or meet us on a video call.
6Check your fit
Not sure which portfolio? Answer 3 questions.
We'll suggest a starting point. It's a guide, not advice. Your advisor will go through it properly with you.
Ready to talk? Check your fit.
6 quick questions, then your contact details. If CWI suits you, an advisor contacts you within one working day. If not, we'll tell you honestly.
- Takes about 2 minutes
- No obligation to invest
- Your details stay private
- Join 158+ members from 7 countries
Not ready to talk yet?
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